SIMPLY FREE CHECKING 
from your local credit union.
ALWAYS WITHIN REACH
Established in 1942, INOVA FCU is Federally Insured and serves tens of thousands of members nationwide through our branch network of more than 5,000 locations around the country. Join today; become a member, become an owner and find out why credit unions are the better banking alternative.
VISIT YOUR NEAREST BRANCH

In your home, in your town, and across the nation – INOVA Federal Credit Union is “Always within Reach.”

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Credit Union rules and regulations apply. Minimum opening deposit for personal accounts is only $10. Minimum opening deposit for business accounts is only $50. Ask us for details.

1There’s no fee from INOVA FCU to access our INOVA Mobile Banking App, INOVA mobile website or INOVA VISA® Alerts powered by VISA®. Check with your mobile service provider as some charges for your data, text messages, internet access or using your web provider may apply.

2Free gift may be reported on a 1099-INT or 1099-MISC. After successfully completing the application and opening your checking account, you will receive your free gift. To receive your free gift, please visit one of our convenient locations.

3Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

INOVA Federal Credit Union Copyright ® 2019. All rights reserved.

SIMPLY FREE CHECKING

No minimum balance

No monthly service charge

No per check charge

FREE VISA® Debit Card

FREE Online Banking

FREE Bill Pay

FREE Mobile Banking1

FREE eStatements

FREE thank you gift2

Buy back of your unused checks and debit cards from another financial institution3

SIMPLY FREE PERKS

BUY BACK3
We'll pay you up to $10 for your debit cards and unused checks from another financial institution.

FREE VISA® DEBIT CARD
Surcharge-free access to your money, at over 30,000 ATMs.

FREE GIFT2
Open your new checking account and get a free gift.

Simply Free Checking
 A FREE account for everyone

Earns dividends

Monthly service charge

$0

Surcharge-free ATM access

Free personalized checks

Advantage 50
A perfect account for members 50 and over

Earns dividends

Monthly service charge

$0

Surcharge-free ATM access

Free personalized checks

Performance Checking
Earn dividends with the convenience of direct deposit or any automatic payment

Earns dividends

Monthly service charge

$0

Surcharge-free ATM access

Free personalized checks

Elite Checking
 An account for those interested in higher dividends

Earns dividends

Monthly service charge

$7.50
(if balance falls below $2,000)

Surcharge-free ATM access

Free personalized checks

WE HAVE AN OPTION FOR EVERYONE
SHIELD CHECKING

An account with security and
savings all in one place

• Competitive dividends
• No minimum balance requirement
• IDProtect® - identify theft monitoring and resolution service
• Cellular Telephone Protection
• $5 monthly service charge

IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). 

Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. 

Insurance product is not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

SHIELD CHECKING

An account with security and
savings all in one place

Competitive dividends
No minimum balance requirement
IDProtect®
Cellular Telephone Protection
$5 monthly service charge

VISA® PRODUCTS

VISA® CHECKOUT
Buy online simply and securely without re-entering your INOVA VISA® card number and shipping details on websites where VISA® Checkout is accepted.

APPLE PAY
Use your INOVA VISA® card directly from your iPhone to pay for purchases. It's the convenient and secure way to pay with a simple touch of your finger.

INOVA ALERTS
Get real-time alerts via text or email when your INOVA VISA® card has been used for withdrawing cash from an ATM, a transaction that has been declined, and more!

VISIT YOUR NEAREST BRANCH

In your home, in your town, and across the nation – INOVA Federal Credit Union is “Always within Reach.”

SIMPLY FREE CHECKING

No minimum balance

No monthly service charge

No per check charge

FREE VISA® Debit Card

FREE Online Banking

FREE Bill Pay

FREE Mobile Banking1

FREE eStatements

FREE thank you gift2

Buy back of your unused checks and debit cards from another financial institution3

Get started

Click to get started now or stop in your nearest INOVA branch

Open in branchGet started

Elkhart - Corporate
Driving directions
358 S Elkhart Ave
Elkhart, IN 46516

Elkhart - CR 6
Driving directions
619 CR 6 East
Elkhart, IN 46514

Elkhart - CR 17
Driving directions
661 CR 17
Elkhart, IN 46516

Granger
Driving directions
12980 State Road 23
Suite G
Granger, IN 46530

Mishawaka
Driving directions
121 E Grove St
Mishawaka, IN 46545

Michigan City
Driving directions
1025 S Carroll Ave
Michigan City, IN 46360

800-826-5465

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